Insurance companies requirements normally relate to the fire protection of property rather than life.
The objective is therefore to detect fire as early as possible and this is usually done by a fire alarm system and instigate measures to put the fire out using fire extinguishers if possible and with the minimum amount of damage.
With today’s technology, the fire alarm can be a wired fire alarm system or a wireless fire alarm system. Both types of system conforms with the relevant standards.
The type and level of fire alarm is usually determined after a fire risk assessment has been undertaken.
Generally a system designed for property protection will also give
protection of life as well but the essential difference is that the
requirements for property protection are driven from the insurance
company’s desires rather than law. BS5839-1 covers both life and
property fire protection, so is equally useful in both cases.
It is a legal requirement that a wireless fire alarm or a wired fire alarm have a fire alarm maintenance contract in place as the fire alarm must be serviced and maintained to BS5839-1. A London based fire alarm company Fire Systems Ltd, is a fire alarm installer and maintenance company and can provide all these services on your behalf.
Weekly testing of the fire alarm is also important.
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